Terms of Use Policy

Updated: August 31, 2019


By deploying our expertise and all our services, we are honored to contribute globally to the enrichment of our customer base. By using our ForMe Program solution, you benefit from a unique tool that allows you to make real savings when you shop online at your favorite retailers.

With our automatic discount application service, your shopping and search for great deals on the web has never been easier and more efficient!

That's another great opportunity for us to help you put money back in your pockets! This is the core of our mission and we are delighted to see you save.

Definition of terms

ForMe Program

Name of the loyalty program created by M3 Mortgage Group and its subsidiaries to provide exclusive offers to its customers.


All features accessible and provided to ForMe Program members through its website and mobile app.


A word for the loyalty program created by M3 Mortgage Group for its members.

ForMe Program Member

Anyone 18 years of age or over registered and using the platform. All members must reside in Canada to take advantage of this application. By accepting the terms of use, the member confirms to be of age (18 years and over).

Partner trader

Merchant selected by ForMe Program based on promotions and benefits available, and from which members can purchase products and / or services by receiving rebates to which they are entitled.


Order made by a member of ForMe Program at a partner merchant in accordance with the contractual conditions of the latter.

Discounts and Promotions

Discounts and promotional offers offered may be subject to change based on sales, seasons and / or supply and demand of different merchant partners. ForMe Program, allows its users to spot deals. The application is in no way dependent on the planning of the offers available at the merchants. It is always and only retail partners who post and dictate their own pricing policies. ForMe Program is not responsible for the validity of promotions, promotional codes and exclusive personalized offers from partner merchants.


A promotion code is a series of numbers and / or letters that allows a customer to take advantage of an online discount or benefit. It entitles you to a discount on a given item. You can enter it and apply it to the basket at the conclusion of your purchase transaction.

ForMe Program Account

The program account allows the member to take advantage of the platform by registering for free.


Adresse courriel valide nécessaire pour l’inscription gratuite sur le site. Une fois le membre inscrit, l’identifiant permet de se connecter sur le site pour utiliser la plate-forme.

Valid email address required for free registration on the site. Once the member registered, the identifier allows to connect to the site to use the platform.

Depending on the circumstances, you may also need to enter and select the name of the mortgage broker associated with your identifier.


Information requested during registration by the member allowing, together with the use of the identifier, to log in as a member of the ForMe Program. This information is confidential and encrypted. Our technical team can not access it. In case of password forgotten, it is possible to create a new one by following the indications given.

Acceptance, duration and modification of the general conditions of use

These Terms of Use Policy (TUP) are intended to establish the terms of use and provision of the platform provided by the ForMe Program application. The reading and acceptance of these Terms by the member of ForMe Program are required for registration on the application in order to benefit from the service of the platform.

  • Registration for ForMe Program is prohibited to any legal or physical person acting in their professional activity and to any minor physical person (18 years and under).
  • The member agrees to waive the use of the platform in case of disagreement with one or more clauses in the Terms.
  • The member agrees to indemnify ForMe Program for any damages arising from misuse of the platform.
  • These Terms of Use Policy of use evolves and in case of modifications, ForMe Program undertakes to inform the members before their next use or during the first connection after said modification. The member must read and accept the Terms of Use Policy again before using the platform again.

Using ForMe Program


Member registration on the ForMe Program application must be compliant in order to use the platform. The identifier must be linked to a valid email address on which the member receives its registration confirmation and other communications. The member must be 18 years of age and over and commit not to use the platform for any illegal or fraudulent activity. The member must accept these Terms. Please note that participation in the ForMe Program and the opportunity to receive promotional codes are offered at the sole discretion of ForMe Program, and ForMe Program has the right to modify this Agreement, in whole or in part, at any time with or without notice.


By registering for the ForMe Program, the member agrees to receive communications that are related to membership and his account, as well as newsletters. The member can choose to no longer receive these newsletters, by logging into his account on the application or via the unsubscribe link at the bottom of the newsletter. As the ForMe Program must provide the member with information about his account, it is not possible to unsubscribe to these informational emails. The Member may at any time, if desired, close their account by contacting ForMe Program Customer Service.

Description of the platform

Our unique technology solution makes it easy for you to search and find discounts and promotions available on the web when you shop online at your favorite merchants. The purpose of this tool is to help you realize more savings on each of your transactions.

Purchasing process

  • The member must first make sure to download the application. Log in to his account using his username and password. An installation of a few seconds and completely free.
  • The member performs are normally shopping as usual directly on the website of the online merchants.
  • If a promotional code is identified and associated with your selected purchase, it will be applied to the shopping cart step at the conclusion of your transaction.

Compatibility with smart phones

ForMe Program is compatible with mobile versions of partner merchants' websites.

Ethics and morals

By accepting these Terms, the Member acknowledges that ForMe Program and the merchant partners are likely to sue a member whose fraudulent actions are proven. In case of fraud, ForMe Program reserves the right to ask for reimbursement of the sums collected, delete the member's account and refuse access to the site.

Limited liability of ForMe Program

Access to the ForMe Program platform is subject to compliance with these terms and conditions by the member. In the case of non-compliance with the terms and conditions of use, access to the site may be refused without prior notice. ForMe Program reserves the right to temporarily suspend access to the service to perform maintenance, updates or other as needed:

A. Technical:

ForMe Program can not be held responsible for a problem of access or poor conditions of use and operation of the platform.

  • The member accepts the possibilities of technical faults and security risks by using an online service.
  • The member acknowledges that he is solely responsible for the proper operation of his hardware and software.
  • The Member acknowledges that it is not possible to guarantee a functioning without technical defects following the regular updates of the browsers and the continuous improvement of the platform.

ForMe Program requires the installation of software to access the service of its platform. ForMe Program reserves the right to update or terminate its applications at any time. By these terms, the member agrees not to copy or extract the ForMe Program source code for any reason. It is prohibited to rent, sell, or sublicense ForMe Program applications without prior written permission. ForMe Program applications, their information and technologies can not be exported elsewhere. All rights to ForMe Program applications are reserved by ForMe Program under Canadian copyright laws.

B. Partner traders:

ForMe Program offers a platform connecting partner traders and members. ForMe Program does not sell goods, does not resell and does not endorse the products and services offered on its site. Information about Partner Merchant products and services posted on the ForMe Program website is not guaranteed to be error-free. ForMe Program does not control the quality, compliance, safety, solvency, veracity or accuracy of the products and services offered by the partner merchants. ForMe Program can not be held responsible for any damage caused by a product or service on its site.

ForMe Program can not be held responsible for the commercial policy proposed by its partner merchants with respect to the progress of the transaction with the member, delivery times, after sales service, registration to commercial newsletters, etc. ForMe Program can not be held responsible for the presence of hypertext links to other Internet sites, managed by third parties such as partner merchants.

ForMe Program is not responsible for any changes, disruption or withdrawal of any Merchant Partner, and any effect on remittances caused by these changes. ForMe Program is not responsible for changes, discontinuation or withdrawal of special offers on a partner merchant site.

ForMe Program is not responsible for lost or stolen payments, including gift cards. ForMe Program is not responsible for payments delivered to the wrong address or payment errors made by payment partners like PayPal.

C. Update and maintenance of the member's account:

The member must log in to the ForMe Program platform with their password to change their information and preferences as needed. For security reasons, it is recommended to memorize the password and not to write it. The member agrees to protect his password and is responsible for keeping it and his other confidential account information. ForMe Program is not responsible for credits or debits made to the account by others who use the password of the latter. ForMe Program can not be held responsible for damages caused by the disclosure of login credentials and connection to the platform to third parties.

D. Others:

ForMe Program can not be held responsible for the use of information and content on the site without its prior consent. In the event of damage to the ForMe Program, the latter reserves the right to claim compensation for the damage suffered.

The responsibility of the ForMe Program member

By these Terms, the member agrees that he is solely responsible for opinions and opinions filed on the site and agrees not to infringe the rights and interests of a third party. ForMe Program can not be held responsible for opinions and opinions held by members on the site. In the event of prejudice to a third party by the opinions and opinions held by a member on the site, claims for compensation or legal proceedings must be directed against the member and not against the ForMe Program.


ForMe Program is a brand of the M3 Mortgage Group.

All rights reserved. ® 2019

Under the Copyright Act (RSC 1985, cC-42), the Trade-marks Act (RSC, 1985, cT-13), applicable international agreements, and as stated by the Canadian Intellectual Property Office, no person, in whole or in part, in any form, for any purpose, shall

  • To reproduce, sell, rent, issue, broadcast, adapt, modify, correct, publish, copy, communicate, announce (non-exhaustive list - also includes any other gesture of the same nature), the data, the source code, the presentation, the website, the ForMe Program platform (non-exhaustive list - also includes any other similar document), without the prior authorization of the M3 Mortgage Group;
  • To advertise goods or services in a manner that creates confusion with the trademarks or trade names of the M3 Mortgage Group, including, but not limited to, the following: ForMe Program, M3 Mortgage Group and its affiliates.

Evidence Agreement

By registering, the member agrees to provide his information for electronic or postal exchanges (such as e-mails, form submissions, content downloads and software, comments, etc.) to ForMe Program and agrees that this information may be used as a evidence as needed.

Personal information and respect for privacy

"Under the Personal Information Protection and Electronic Documents Act (PIPEDA) (SC 2000, c.5), and provincial and federal legislation substantially similar to PIPEDA applicable in certain Canadian provinces," each ForMe Program member has the right to access and rectify his personal data. Anyone who has provided personal information about the ForMe Program application can request it by contacting ForMe Program.

The member agrees to provide reliable and accurate information, and ensures that it remains, to be saved by ForMe Program. The member can access and modify at any time. ForMe Program can not be held responsible for the loss of discounts in case the personal information is incorrect.

ForMe Program respects the confidentiality of personal data and undertakes not to communicate messages and personal information to a third party. The request for personal information during registration allows ForMe Program: the management of members' accounts, the sending of targeted promotional offers (with agreement) and the analysis of statistics. Any other information collected by ForMe Program will be used solely to enhance the customer experience.

ForMe Program may disclose partial information about its members to third parties in the following situations:

a. to comply with a government agency or orders or court orders;

b. to provide aggregated or non-personalized marketing services for advertising or partner stores;

c. so that ForMe Program agents and service providers can communicate with the member.

The member may at any time cancel his subscription to the newsletter and promotional offers, from ForMe Program or partner merchants.

Termination, modifications and breach of contract

We reserve the right to change these terms and conditions and any aspect of the Program without notice.

Claims and applicable law

In the event of a dispute in relation to these Terms of Use, ForMe Program relies on the member to inform him or her first. All complaints relating to the operation of the platform must be transmitted via the support page available on the ForMe Program website. Requests for products and after-sales service are the responsibility of the member. He must communicate directly to the merchants. ForMe Program may invite the member to contact the merchants directly.

In the event of a dispute, ForMeProgram and the members undertake to reach an amicable agreement with the recourse of a mediation, provided for in the Code of Civil Procedure of Quebec, CQLR C-25, to avoid any procedure judicial. It is possible that the member's account is temporarily blocked during such a procedure or in the event of a claim. Any dispute relating to these terms and conditions shall be governed by and construed in accordance with the laws of the Province of Quebec and shall be submitted to the courts of the Province of Quebec.

Divisibility of clauses

The nullity, the absence of binding force or unenforceability of any of the stipulations of the present general conditions of use do not affect the validity of the others.

Contact us

If you have any questions, concerns or complaints about this Terms of Use Policy, please contact us at info@formeprogram.ca